Richard L. Bebo Financial Services

Richard L. Bebo, ChFC, CLU


We are a professional firm who work with exceptional clients. 

We are committed to providing excellent service and sound financial strategies to help you meet your goals. We value building long-term relationships with our clients, so that we don't just meet - but also anticipate - many of your financial needs. We believe in offering sound profess ional advice tailored to the needs of the individual or business, in a language you will understand.

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Because we are small we believe we can provide timely service you can rely on and a warm personal touch that only a small firm can provide. Investment planning is  similar to  a medical checkup. Your finances are examined, a condition is diagnosed, and a plan is developed as a remedy for your financial ailment. 

Initially, investment planning* can be an intimidating and complex process. But if broken down into a step by step process, then it is easily understood. At RL Bebo Financial Services we want to sit down with you and look at all the aspects of your financial world and construct a plan that strives to be manageable and attainable. Since 1981, RL Bebo has been assisting both individuals and small businesses with planning pertaining to the various aspects of financial services. Our planner serves as a financial consultant as well as a facilitator to design, implement, coordinate and lead a team effort for the achievement of a clients financial goals.

9641 S. Eastdell Drive, Suite100    Sandy,UT    84092     Tel-801-942-6181      Fax-801-942-1119

              *Securities and advisory services offered through Royal Alliance Associates, Inc.
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Newsletters

Earning Income from Mutual Funds

More than half of working Americans are concerned that they may not have enough money to live comfortably during retirement. Although mutual funds are often thought of as a tool to build savings, they can also be used to generate income. This article examines the potential income benefits of bond funds, equity or stock income funds, and hybrid funds.

Finding a Good Time to Invest

When a prominent stock market index closes above an important threshold, many investors who have been sitting on the sidelines may see it as good time to invest, but they may have missed a significant part of the rally. Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.

Managing Cash When Interest Rates Are Low

It's generally a good idea to keep three to six months of income in an emergency fund, but where should cash be kept when interest rates are low? This article discusses the advantages and disadvantages of savings accounts, certificates of deposit, and money market funds.

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

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